For the complete documentation index, see llms.txt. This page is also available as Markdown.
Rating Factors View
Overview
The Rating Factors View report provides deep actuarial analysis of rate filing components, examining key rating elements that drive rate changes across the industry.
Available Filters
Configure your report using the following filters:
Carrier - Select the specific insurance company you want to analyze
State - Select specific states or analyze all 50 states
Line of Business - Choose from the desired line of business for your report
Sub TOI - Choose a specific sub type of insurance
Disposition Status - Select Approved, Pending, or Withdrawn filings
Filing Type - Select Rate, Form, or Rule filings
Company - Select specific underwriting companies
Product Name - Select specific insurance products
Date Range - Use calendar selectors to set start and end dates for your analysis period
Note: Filter combinations can be saved and reused across all report types for consistent analysis.
Visual Analytics
The Rating Factors View includes comprehensive charts analyzing actuarial components:
Top 25 Rating Factors Ranked by Total Filings
Helps identify which factors or companies have the most filing activity
Top 25 Rating Factors Ranked by Average Days to Approval
Provides insights into regulatory approval trends for rating factors
Top 25 Rating Factors Ranked by Program Size
Helps quantify the financial impact of rating factor changes
Top 25 Rating Factors Ranked by Average Written Premium Change
Tracks how premium levels are changing across the market due to rating factor adjustments
Use Cases
Actuarial Benchmarking: Compare your rating factor approaches to industry practices
Rate Adequacy Analysis: Validate your own actuarial assumptions against market data
Competitive Intelligence: Understand how competitors structure their rating factors
Regulatory Support: Use industry filing patterns to support your own rate submissions
Premium Strategy: Assess the financial impact of potential rating factor changes
Market Analysis: Track how rating factor changes are affecting overall market premium levels
