Browse Filings and Forms

What is the Filings and Forms Browser?

The browser feature in Insuraviews provides a powerful way to explore and analyze the comprehensive database of insurance rate filings from companies across all 50 states. Rather than searching for specific terms, browsing allows you to systematically explore market activity, regulatory patterns, and competitive dynamics through an intuitive, filter-driven interface.

Key Concept

The browser feature transforms thousands of pages of complex rate filing documents into accessible, summarized insights. Each filing in the system represents analysis of documents that may contain hundreds or even thousands of pages, distilled into the most critical data points and metrics that matter for strategic decision-making.

How Browsing Works

The browse functionality follows a logical progression designed to take you from broad market overview to specific filing details:

1. Start Broad

Use comprehensive filters to narrow down to relevant filings:

• Geographic Focus: Select specific states or regions

• Line of Business: Choose Personal Auto, Homeowners, Commercial lines

• Carrier Selection: Focus on specific insurance companies

• Time Periods: Set date ranges for your analysis

• Filing Status: Filter by approved, pending, or withdrawn filings

• Product Types: Narrow by specific insurance products

2. Scan Results

Review the filing list to identify interesting filings:

• Sortable Columns: Organize by carrier, state, line of business, or date

• Quick Identification: Spot patterns and outliers in filing activity

• SERFF Tracking Numbers: Each filing clearly identified with clickable tracking codes

• At-a-Glance Info: See key details without downloading individual filings

3. Dive Deep

Click SERFF tracking numbers for detailed analysis:

• Comprehensive Metrics: Rate impacts, premium changes, affected policyholders

• Regulatory Intelligence: DOI responses, objections, and approval timelines

• Actuarial Details: Loss ratios, trend factors, and rating justifications

• Change Tracking: Complete history of filing modifications and amendments

4. Access Originals

Use "Download as PDF" to view complete filing documents:

• Source Documents: Access the actual filings submitted to regulators

• Complete Context: Review supporting exhibits and actuarial analysis

• Regulatory Submissions: See exactly what was filed with each DOI

• Due Diligence: Conduct thorough document review when needed

5. Save and Track

Use heart icons and saved filters for future reference:

• Favorite Filings: Mark important filings for quick future access

• Reusable Filters: Save filter combinations for consistent monitoring

• Cross-Platform Consistency: Use saved filters across reports and other views

• Ongoing Monitoring: Track developments in specific markets or carriers

Why This Progression Matters

This structured approach ensures you can efficiently move from broad market intelligence to specific competitive insights without getting lost in overwhelming detail. Whether you're conducting market research, preparing regulatory responses, or developing competitive strategies, the Browse feature adapts to your analysis needs while maintaining access to both high-level trends and granular filing details.

Relation with Other Features

The Filing and Form Browser feature relates with other Insuraviews capabilities:

• Saved filters work across Browse, Search, and Report generation

• SERFF tracking numbers connect to Diff View comparisons

• Filing insights support Objection Response letter generation